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This login/registration mechanism is the same as in Design 2. Please refer to that section for more detail. After the user clicks “login”, he is either brought to Screen 2a (first time user, and users who have not yet created budgets), or he is brought to Screen 2b (recurring users).
This is the same registration mechanism as in Design 2. After the user clicks “register” and is successful, he is brought to screen 2a.