...
Our recommendation remains to ALWAYS get the warranties. This is especially true for laptops which generally have a higher rate of failure due to their smaller micronized parts.
Apple has a 3 year warranty and a pay year by year warranty. Be aware there is a deadline for purchasing the warranty if you don't purchase it with the computer. Please check with Apple at time of purchase as this grace period has changed multiple times in the past several years. As a general best practice we always recommend purchasing the warranty with the computer so you don't forget later.
...