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User

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Analysis 

"Thrift-ster" User Persona

Mr. Spend Thrift is a recent college graduate and now full-time employee in the "real world."  He has always been particular about where his hard-earned cash goes.  If given the opportunity, he will always choose the budget option; tap water instead of bottled or soda, fill up on complimentary restaurant bread to buy a smaller-portioned and cheaper-priced entree, redeem 30-cent coupons at grocery stores, and pay exactly 10% for tip.  Thus when there comes a time when he must dough out cash for a buddy, Thrift is relentless in making sure that his buddy pays back in a timely manner.  Thrift's primary concern is that the app is effective (just as if not even more than himself) in "harassing" his dependents to pay up.  With every cent being important in the eyes of Thrift, he would like to see PennyPincher be an accurate and reliable app that is also suitable for harassing those that owe him money.   Thrift quotes, "It's not very long that someone has an outstanding balance with me.  Could this app harass people for my money as well as I do?" clearly highlighting his monetary priorities.

Heavy Lender/User Persona

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  • Super simple user-interface - Should not take more than a few seconds to input a debt or payment of debt
  • Approvals - When another person places a debt on Shawn, he wants to be able to approve it so that people do not make up claims for money.

Task Analysis

The PennyPincher application will attempt to perform three main tasks

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