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Sally Smith is a small business owner who has been running her bakery in the "real world" for around 15 years.  She lends out money to friends and relatives, but since she is so busy managing her bakery, she often forgets who she lends money to when it’s not related to business.  She would use this app to help her keep track of who she lends money to, and to keep a record of who pays her back.  She hopes that an this app like this would allow her to worry less about the money she lends to her friends and family. 

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