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George is a early-thrities male who started working a couple of years back. As a busy single young adult, he hardly has time to cook for himself and generally prefers to eat out. He generally goes out for lunch on weekdays with his colleagues from work. George and his 'gang' consider themselves foodies and love trying out different cuisines and restaurants. On most Fridays, he and his colleagues like to unwind after work, with drinks at their favorite pub. George also likes to celebrate his colleagues' birthdays at work with cakes that everyone generally pitches in for.
George remarked that in such situations, usually one among his group would pay for the total expense and figure out the individual debts later. This generally involved an exchange of emails with the debt amounts and bank account details and then transferring funds to each individual account. Often he would go out so frequently that the next set of emails would be exchanged before the previous debts were settled, and it would be difficult to track when debts weren't settled immediately. George would generally consolidate unsettled debts over a month or two and send reminders. However, he finds it uncomfortable to deal with such matters, especially when the records become inconsistent and more importantly since it involves people with whom he shares a working relationship.
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